Farm Country Insurance/Carter Agency is a locally owned, independent insurance agency located in St Johnsbury, VT. We are licensed in Vermont and New Hampshire. Since 1997 we have offered personal and small business insurance in Vermont's Northeast Kingdom. We offer exceptional customer service. When you call us, there are no complicated phone trees or computerized messages. There are, instead, local agents dedicated to helping you. This outstanding service is paired with our access to both national and regional insurance carriers to provide the most competitive rates in the market. We do the hard work of seeking out the most competitive markets for your insurance, so you don't have to.