Ohio Mutual
is here to help with all your car insurance needs

Why Do You Need Auto Insurance?

There’s actually two big reasons why. The first is that it’s required in most states (with varying coverage requirements). And the second is to protect yourself from the unexpected.

Auto insurance covers you from the financial consequences that come hand-in-hand with car accidents. It’s also there to help you out if your car is stolen, vandalized, or damaged by hail or a falling tree with a number of additional coverages that offer financial protection in all kinds of costly situations.

Ohio Mutual Can Help With All of Your Car Insurance Needs

Ohio Mutual offers quality, affordable auto insurance coverage that helps protect you and your vehicle after an accident or theft with policy options you can choose to best fit your needs.

If you cause an accident, your liability coverage can help you pay for damage or injuries you’re declared at fault for. In most states, comprehensive and collision coverages are optional to help pay for damage to your own vehicle in caused by covered circumstances. On top of that, there are a number of other coverage types, like uninsured or underinsured motorist coverages, to protect you from other drivers on the road.

Our products offer coverage against the following:

  • Bodily injury liability coverage
  • Property damage liability coverage
  • Medical payments coverage
  • Comprehensive and collision coverage
  • Uninsured and underinsured motorist coverage

Liability insurance

pays for damage and injuries that result if you are at fault for an accident.

Comprehensive & Collision coverages

pay for damage to your own car in a variety of circumstances.

Why Choose an Independent Insurance Agent?

Independent Insurance agents work with Ohio Mutual Insurance Company to offer our policyholders the best value, service, and protection for your unique needs.

  • Our agents are specifically chosen based on shared values and goals for our customers. 
  • Every single independent agent is a licensed, knowledgeable professional who lives and works right in your community.
  • Agents do the research for you, simplifying the process so you can understand your options clearly.
  • Independent agents work to make you happy, helping you find the right protection for your needs — no more, no less.
  • One call gets you multiple quotes and opportunities to save.
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“I have no complaints so far and am happy with the website this company has, too! I recommend this company to anyone looking to save on their car insurance.”

Reviewed by Clearsurance

More Ways to Save With Car Insurance Coverage Options and Discounts

Our full suite of coverage options let you tailor your Ohio Mutual car insurance policy directly to your specific needs. Choose the coverage options that you need, and save by limiting coverage for what you don’t need. Our independent agents can help you determine any add-ons you may need or want, including: towing and labor coverage, rental car reimbursement, and more.

Car Insurance Discounts

And because everybody loves a good deal, we also provide our customers with a variety of car insurance discounts. Whether you qualify for a good student discount, a safe driver discount, or one of many others, we’re committed to helping you find ways to save on your car insurance. Your agent can help you find out which you qualify for.

Where we insure

  • Connecticut
  • Indiana
  • Ohio
  • Maine
  • New Hampshire
  • Rhode Island
  • Vermont

What people are saying about Ohio Mutual insurance agents


I love this insurance! It is absolutely amazing and just wonderful. I would definitely recommend this insurance to new car owners looking for auto insurance. I am quite pleased with the service as well.

Car Insurance Review by Clearsurance


Low rates and helpful staff. When changing my policy for liability on my car to full coverage on my truck, the rates remained low, which was a very pleasant surprise!

Car Insurance Review by Clearsurance


I have no complaints so far and am happy with the website this company has, too! I recommend this company to anyone looking to save on their car insurance.

Car Insurance Review by Clearsurance

It’s time to find your perfect Ohio Mutual insurance agent.